Stanbic IBTC Asset Management

Money market investments in Nigeria have gained traction as a preferred choice for investors seeking stability, liquidity, and relatively low risk. These investments involve short-term, high-quality debt instruments such as treasury bills, commercial papers, and certificates of deposit, providing a secure avenue for preserving capital while earning modest returns. Understanding Money Market Investments The money market is a segment of the financial market where short-term borrowing, lending, buying, and selling of financial instruments occur. These instruments typically have maturities of one year or less, ensuring high liquidity. In Nigeria, money market instruments are widely used by individuals, corporations, and government entities to manage cash flow and short-term funding needs. Types of Money Market Instruments 1.       Treasury Bills: These are short-term securities issued by the Central Bank of Nigeria (CBN) on behalf of the federal government. T...